mortgage refinance california

California Mortgage broker gives FREE mortgage advice and home loan tips to California homeowners. California loan officer experienced in first time home buyer mortgages, purchase loans, cash out refinance mortgages, fixed rate mortgages, mortgage planning, bad credit refinance, bankruptcy buyout loans, and all other areas of real estate financing.

The COFI Index used to adjust the rate on the Pick-a Payment or Option ARM an all too popular California adjustable rate mortgage, continues to rise in contrast to many other indices. Therefore a California refinance decision leaving an adjustable rate mortgage loan for a fixed rate loan, goes from a “maybe” to a “must”.

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The COFI Index used to adjust the rate on the Pick-a Payment or Option ARM (an all too popular California adjustable rate mortgage which normal recasts monthly ) rose in August after declining for 3 straight months. This trend will surely change the decision to refinance for those Californians with an adjustable rate mortgage loan from a “maybe”...

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